Thank you for your interest in the Inclusionary Housing below market rate (BMR) ownership program. To learn about the program, your first step is to review the City and County of San Francisco Inclusionary Affordable Housing Program Monitoring and Procedures Manual 2013. This manual contains the rules and restrictions of the program. Then, please sign yourself up for a First-time Homebuyer Workshop through one of MOHCD's 5 approved counseling agencies before applying. The City offers a number of first-time homebuyer assistance programs, and you must obtain a certificate of completion from one of the approved first-time homebuyer workshops before applying for any of our programs. Please contact the counseling agencies directly for workshop dates or visit homeownershipsf.org for a schedule of classes.
Finally, you must work with an approved BMR lender to obtain a loan preapproval before you apply for and enter the lottery for a unit. Approved BMR lenders are trained and ready to assist you. Please see the list of lenders below.
Please contact us at 415-701-5500 any time with questions. Thank you!
Program Overview (informal)
City and County of San Francisco Inclusionary Affordable Housing Program Monitoring and Procedures Manual 2013
Additional Information on Purchasing a BMR Home
PowerPoint from BMR Ownership Information Sessions
Current Ownership Listings
Approved First-time Homebuyer Counseling Agencies
List of Approved Lenders
Downpayment Assistance for BMR Buyers
BMR Ownership Application
Documents a BMR buyer will sign (PDF)
How Your Household Income is Calculated
Sign Up for Email Alert System to Receive Notices of New Units Available
Other Information on the Program
Information for Owners
Information for Lenders
Information for Realtors
Information for Project Sponsors, Buildings Owner, Sales and Rental Agents
Documents Governing and Explaining the Program